:root{--c-brand-ink:#062e52;--c-brand-dark:#073b6b;--c-brand:#0a4d8c;--c-brand-mid:#1a6bb0;--c-brand-light:#e7f0f9;--c-brand-50:#f3f8fc;--c-accent:#0e7c5a;--c-accent-dark:#0a6047;--c-accent-light:#eaf6f1;--c-ink:#0c1b2a;--c-ink-2:#3a4e63;--c-ink-3:#6b7f94;--c-ink-4:#96a7b8;--c-line:#d9e2eb;--c-line-soft:#eaf0f5;--c-bg:#fff;--c-bg-alt:#f7fafc;--c-bg-alt-2:#f1f5f9;--c-note-bg:#fff8e8;--c-note-line:#efd79c;--c-note-ink:#7a5a12;--font-sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, "Noto Sans", "PingFang SC", "Microsoft YaHei", sans-serif;--font-mono:ui-monospace, SFMono-Regular, "SF Mono", Menlo, Consolas, "Liberation Mono", monospace;--fs-2xs:.75rem;--fs-xs:.8125rem;--fs-sm:.875rem;--fs-base:1.0625rem;--fs-md:1.125rem;--fs-lg:1.3125rem;--fs-xl:1.5625rem;--fs-2xl:clamp(1.75rem, 2.6vw, 2.125rem);--fs-3xl:clamp(2rem, 3.6vw, 2.75rem);--fs-4xl:clamp(2.25rem, 5vw, 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1.6rem;font-weight:700;line-height:1.2;text-decoration:none;display:inline-flex}.btn:hover{text-decoration:none;transform:translateY(-1px)}.btn:active{transform:translateY(0)}.btn-primary{background:var(--c-brand);color:#fff;border-color:var(--c-brand)}.btn-primary:hover{background:var(--c-brand-dark);border-color:var(--c-brand-dark);color:#fff}.btn-accent{background:var(--c-accent);color:#fff;border-color:var(--c-accent)}.btn-accent:hover{background:var(--c-accent-dark);border-color:var(--c-accent-dark);color:#fff}.btn-outline{color:var(--c-brand);border-color:var(--c-line);background:0 0}.btn-outline:hover{border-color:var(--c-brand);background:var(--c-brand-50);color:var(--c-brand-dark)}.btn-light{color:var(--c-brand-ink);background:#fff;border-color:#fff}.btn-light:hover{color:var(--c-brand-ink);background:#eaf2fa}.btn-ghost-light{color:#fff;background:0 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var(--c-line);background:#fffffff5;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:var(--sp-5);min-height:var(--header-h);display:flex}.brand{align-items:center;gap:var(--sp-3);flex-shrink:0;text-decoration:none;display:flex}.brand:hover{text-decoration:none}.brand-mark{flex-shrink:0;width:40px;height:40px}.brand-text{flex-direction:column;line-height:1.15;display:flex}.brand-name{color:var(--c-brand-ink);letter-spacing:-.01em;font-size:.98rem;font-weight:800}.brand-sub{letter-spacing:.07em;text-transform:uppercase;color:var(--c-ink-3);font-size:.6875rem;font-weight:600}.site-nav{align-items:center;gap:var(--sp-1);display:flex}.site-nav>ul{align-items:center;gap:0;margin:0;padding:0;list-style:none;display:flex}.site-nav li{margin:0;position:relative}.nav-link{font-size:var(--fs-sm);color:var(--c-ink-2);border-radius:var(--r-sm);white-space:nowrap;padding:.55rem .7rem;font-weight:600;display:block}.nav-link:hover,.nav-link[aria-current=page]{color:var(--c-brand);background:var(--c-brand-50);text-decoration:none}.has-children>.nav-link:after{content:"";vertical-align:2px;opacity:.55;border-top:4px solid;border-left:4px solid #0000;border-right:4px solid #0000;width:0;height:0;margin-left:5px;display:inline-block}.nav-sub{min-width:260px;padding:var(--sp-2);border:1px solid var(--c-line);border-radius:var(--r);box-shadow:var(--sh-3);opacity:0;visibility:hidden;transition:opacity var(--transition), transform var(--transition), visibility var(--transition);background:#fff;margin:0;list-style:none;position:absolute;top:calc(100% + 2px);left:0;transform:translateY(-4px)}.has-children:hover>.nav-sub,.has-children:focus-within>.nav-sub{opacity:1;visibility:visible;transform:translateY(0)}.nav-sub a{font-size:var(--fs-sm);color:var(--c-ink-2);border-radius:var(--r-sm);padding:.5rem .65rem;font-weight:500;display:block}.nav-sub a:hover{background:var(--c-bg-alt);color:var(--c-brand);text-decoration:none}.header-cta{align-items:center;gap:var(--sp-3);flex-shrink:0;display:flex}.nav-cta-mobile{display:none}.nav-toggle{border:1px solid var(--c-line);border-radius:var(--r);background:0 0;width:44px;height:44px;padding:0;display:none;position:relative}.nav-toggle span,.nav-toggle span:before,.nav-toggle span:after{background:var(--c-ink);width:18px;height:2px;transition:transform var(--transition), opacity var(--transition);position:absolute;left:50%;transform:translate(-50%)}.nav-toggle span{margin-top:-1px;top:50%}.nav-toggle span:before,.nav-toggle span:after{content:"";left:0;transform:none}.nav-toggle span:before{top:-6px}.nav-toggle span:after{top:6px}.nav-toggle[aria-expanded=true] span{background:0 0}.nav-toggle[aria-expanded=true] span:before{transform:translateY(6px)rotate(45deg)}.nav-toggle[aria-expanded=true] 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h2{font-size:var(--fs-xs);letter-spacing:.1em;text-transform:uppercase;color:#7fd0b4;margin-bottom:var(--sp-5);font-weight:700}.hero-panel dl{gap:var(--sp-4);margin:0;display:grid}.hero-panel .snap{justify-content:space-between;align-items:baseline;gap:var(--sp-4);padding-bottom:var(--sp-4);border-bottom:1px solid #ffffff1f;display:flex}.hero-panel .snap:last-child{border-bottom:0;padding-bottom:0}.hero-panel dt{font-size:var(--fs-xs);color:#90b4d2}.hero-panel dd{font-size:var(--fs-sm);color:#fff;text-align:right;margin:0;font-weight:700}.hero-panel .panel-note{margin-top:var(--sp-5);padding-top:var(--sp-4);font-size:var(--fs-2xs);color:#8babc7;border-top:1px solid #ffffff1f;line-height:1.5}.page-hero{color:#c3d8ea;padding-block:var(--sp-12) var(--sp-12);background:linear-gradient(158deg,#062e52 0%,#0a4d8c 100%)}.page-hero h1{color:#fff;font-size:var(--fs-3xl);max-width:22ch}.page-hero p{margin-top:var(--sp-5);font-size:var(--fs-md);color:#adc7dd;max-width:62ch}.page-hero .btn-row{margin-top:var(--sp-8)}.page-hero-kw{margin-top:var(--sp-5);font-size:var(--fs-xs);color:#8babc7;letter-spacing:.03em}.grid{gap:var(--sp-6);display:grid}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.card{border:1px solid var(--c-line);border-radius:var(--r-lg);padding:var(--sp-7,1.75rem);box-shadow:var(--sh-1);transition:border-color var(--transition), box-shadow var(--transition), transform var(--transition);background:#fff;flex-direction:column;display:flex}.card:hover{border-color:var(--c-brand-light);box-shadow:var(--sh-2)}.card h3{font-size:var(--fs-lg);margin-bottom:var(--sp-3)}.card p{font-size:var(--fs-sm);color:var(--c-ink-2)}.card-link{height:100%;color:inherit;flex-direction:column;text-decoration:none;display:flex}.card-link:hover{border-color:var(--c-brand);text-decoration:none;transform:translateY(-2px)}.card-link .card-arrow{padding-top:var(--sp-5);font-size:var(--fs-sm);color:var(--c-brand);margin-top:auto;font-weight:700}.card-icon{border-radius:var(--r);background:var(--c-brand-50);border:1px solid var(--c-brand-light);width:44px;height:44px;margin-bottom:var(--sp-5);color:var(--c-brand);justify-content:center;align-items:center;display:flex}.card-icon svg{width:22px;height:22px}.card-tag{margin-bottom:var(--sp-4);font-size:var(--fs-2xs);letter-spacing:.05em;text-transform:uppercase;color:var(--c-accent);background:var(--c-accent-light);border-radius:3px;align-self:flex-start;padding:.2rem .6rem;font-weight:700;display:inline-block}.feature-list{gap:var(--sp-4);margin:0;padding:0;list-style:none;display:grid}.feature-list li{font-size:var(--fs-sm);color:var(--c-ink-2);margin:0;padding-left:30px;position:relative}.feature-list li:before{content:"";background:var(--c-accent-light);border:1.5px solid var(--c-accent);border-radius:50%;width:16px;height:16px;position:absolute;top:.5em;left:0}.feature-list li:after{content:"";border-left:1.5px solid var(--c-accent-dark);border-bottom:1.5px solid var(--c-accent-dark);width:5px;height:2.5px;position:absolute;top:.72em;left:5.5px;transform:rotate(-45deg)}.feature-list li strong{color:var(--c-ink)}.section-brand .feature-list li{color:#c3d8ea}.section-brand .feature-list li strong{color:#fff}.section-brand .feature-list li:before{background:#46b98d2e;border-color:#46b98d}.section-brand .feature-list li:after{border-color:#7fd0b4}.split{gap:var(--sp-12);grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;display:grid}.split-wide-left{grid-template-columns:minmax(0,1.25fr) minmax(0,1fr)}.table-wrap{border:1px solid var(--c-line);border-radius:var(--r);-webkit-overflow-scrolling:touch;background:#fff;overflow-x:auto}table.data{font-size:var(--fs-sm);min-width:480px}table.data 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var(--sp-5);border-radius:var(--r);font-size:var(--fs-sm);border:1px solid var(--c-line);background:var(--c-bg-alt);color:var(--c-ink-2);line-height:1.6;display:flex}.notice svg{flex-shrink:0;width:20px;height:20px;margin-top:2px}.notice strong{color:var(--c-ink)}.notice-pending,.notice-policy{background:var(--c-note-bg);border-color:var(--c-note-line);color:var(--c-note-ink)}.notice-pending svg,.notice-policy svg{color:#b8860b}.notice-info{background:var(--c-brand-50);border-color:var(--c-brand-light)}.notice-info svg{color:var(--c-brand)}.notice p{margin:0}.faq-list{gap:var(--sp-3);display:grid}.faq-item{border:1px solid var(--c-line);border-radius:var(--r);transition:border-color var(--transition);background:#fff;overflow:hidden}.faq-item[open]{border-color:var(--c-brand-light);box-shadow:var(--sh-1)}.faq-item summary{justify-content:space-between;align-items:flex-start;gap:var(--sp-4);padding:var(--sp-4) var(--sp-5);cursor:pointer;font-weight:700;font-size:var(--fs-sm);color:var(--c-ink);list-style:none;display:flex}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"";border-right:2px solid var(--c-brand);border-bottom:2px solid var(--c-brand);width:11px;height:11px;transition:transform var(--transition);flex-shrink:0;margin-top:6px;transform:rotate(45deg)}.faq-item[open] summary:after{margin-top:9px;transform:rotate(-135deg)}.faq-item summary:hover{background:var(--c-brand-50)}.faq-body{padding:0 var(--sp-5) var(--sp-5);font-size:var(--fs-sm);color:var(--c-ink-2)}.faq-body p{margin-bottom:var(--sp-3)}.faq-body p:last-child{margin-bottom:0}.form-card{border:1px solid var(--c-line);border-radius:var(--r-lg);padding:var(--sp-8);box-shadow:var(--sh-2);background:#fff}.form-grid{gap:var(--sp-5);grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.form-field{flex-direction:column;gap:6px;display:flex}.form-field.full{grid-column:1/-1}.form-field label{font-size:var(--fs-xs);color:var(--c-ink);letter-spacing:.01em;font-weight:700}.form-field label .req{color:#c0392b;margin-left:2px}.form-field .hint{font-size:var(--fs-2xs);color:var(--c-ink-3);font-weight:400}.form-field input,.form-field select,.form-field textarea{width:100%;font-family:inherit;font-size:var(--fs-sm);color:var(--c-ink);border:1.5px solid var(--c-line);border-radius:var(--r-sm);transition:border-color var(--transition), box-shadow var(--transition);background:#fff;padding:.65rem .8rem}.form-field input:focus,.form-field select:focus,.form-field textarea:focus{border-color:var(--c-brand-mid);box-shadow:0 0 0 3px var(--c-brand-light);outline:none}.form-field textarea{resize:vertical;min-height:130px}.form-field select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 8'%3E%3Cpath fill='%230A4D8C' d='M1.4 1.2 6 5.8l4.6-4.6L12 2.6 6 8.6 0 2.6z'/%3E%3C/svg%3E");background-position:right .75rem center;background-repeat:no-repeat;background-size:10px;padding-right:2rem}.form-footer{margin-top:var(--sp-6);align-items:center;gap:var(--sp-4);flex-wrap:wrap;display:flex}.form-note{font-size:var(--fs-2xs);color:var(--c-ink-3);max-width:46ch}.form-status{margin-top:var(--sp-5);padding:var(--sp-4) var(--sp-5);border-radius:var(--r);font-size:var(--fs-sm);background:var(--c-accent-light);color:var(--c-accent-dark);border:1px solid #b9e0d0}.contact-list{gap:var(--sp-5);margin:0;padding:0;list-style:none;display:grid}.contact-list li{gap:var(--sp-4);font-size:var(--fs-sm);grid-template-columns:22px minmax(0,1fr);margin:0;display:grid}.contact-list svg{width:20px;height:20px;color:var(--c-brand);margin-top:3px}.contact-list dt,.contact-list .lbl{font-size:var(--fs-2xs);letter-spacing:.06em;text-transform:uppercase;color:var(--c-ink-3);margin-bottom:2px;font-weight:700;display:block}.contact-list a{word-break:break-word}.entity-card{border:1px solid var(--c-line);border-left:4px solid 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li{margin:0}.tag{font-size:var(--fs-2xs);color:var(--c-brand);background:var(--c-brand-50);border:1px solid var(--c-brand-light);border-radius:100px;padding:.28rem .7rem;font-weight:600;display:inline-block}.toc{border:1px solid var(--c-line);border-radius:var(--r);padding:var(--sp-5);background:var(--c-bg-alt);font-size:var(--fs-sm)}.toc h2{font-size:var(--fs-xs);letter-spacing:.08em;text-transform:uppercase;color:var(--c-ink-3);margin-bottom:var(--sp-3)}.toc ol{margin:0;padding-left:1.2em}.toc li{margin-bottom:var(--sp-2)}.sticky-side{top:calc(var(--header-h) + var(--sp-6));position:sticky}.site-footer{color:#9fbdd6;padding-block:var(--sp-16) var(--sp-8);background:#062e52;margin-top:0}.footer-top{gap:var(--sp-8);padding-bottom:var(--sp-10);border-bottom:1px solid #ffffff1f;grid-template-columns:minmax(0,1.4fr) repeat(4,minmax(0,1fr));display:grid}.footer-brand .brand-name{color:#fff}.footer-brand .brand-sub{color:#7fa3c2}.footer-brand p{margin-top:var(--sp-4);font-size:var(--fs-sm);color:#90b4d2;max-width:40ch}.footer-col h3{font-size:var(--fs-2xs);letter-spacing:.1em;text-transform:uppercase;color:#7fd0b4;margin-bottom:var(--sp-4);font-weight:700}.footer-col ul{gap:var(--sp-3);margin:0;padding:0;list-style:none;display:grid}.footer-col li{margin:0}.footer-col a{font-size:var(--fs-sm);color:#9fbdd6}.footer-col a:hover{color:#fff}.footer-contact{margin-top:var(--sp-5);font-size:var(--fs-sm);color:#9fbdd6;gap:var(--sp-2);display:grid}.footer-contact a{color:#cfe2f2}.footer-contact strong{color:#fff;font-weight:600}.footer-bottom{padding-top:var(--sp-6);justify-content:space-between;gap:var(--sp-4);font-size:var(--fs-xs);color:#7fa3c2;flex-wrap:wrap;display:flex}.footer-legal{max-width:72ch;line-height:1.6}.footer-legal p{margin-bottom:var(--sp-2)}.footer-legal a{color:#9fbdd6}.footer-social{gap:var(--sp-4);margin:0;padding:0;list-style:none;display:flex}.footer-social li{margin:0}.footer-social 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0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;position:absolute!important}@media (width<=1080px){.footer-top{grid-template-columns:repeat(3,minmax(0,1fr))}.footer-brand{grid-column:1/-1}}@media (width<=980px){.hero-inner{gap:var(--sp-8);padding-block:var(--sp-16);grid-template-columns:minmax(0,1fr)}.hero p{max-width:60ch}.split,.split-wide-left{gap:var(--sp-8);grid-template-columns:minmax(0,1fr)}.grid-4,.grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}.cta-band{padding:var(--sp-8) var(--sp-6);grid-template-columns:minmax(0,1fr)}.sticky-side{position:static}}@media (width<=860px){.nav-toggle{display:block}.site-nav{border-bottom:1px solid var(--c-line);box-shadow:var(--sh-3);max-height:calc(100vh - var(--header-h));padding:var(--sp-3) var(--sp-5) var(--sp-6);background:#fff;flex-direction:column;align-items:stretch;gap:0;display:none;position:absolute;top:100%;left:0;right:0;overflow-y:auto}.site-nav.is-open{display:flex}.site-nav>ul{flex-direction:column;align-items:stretch;width:100%}.nav-link{font-size:var(--fs-base);border-bottom:1px solid var(--c-line-soft);border-radius:0;padding:.7rem .5rem}.has-children>.nav-link:after{display:none}.nav-sub{opacity:1;visibility:visible;box-shadow:none;border:0;border-bottom:1px solid var(--c-line-soft);padding:0 0 var(--sp-3) var(--sp-4);border-radius:0;flex-direction:column;min-width:0;display:flex;position:static;transform:none}.nav-sub a{color:var(--c-ink-3);padding:.45rem .5rem}.header-cta .btn{display:none}.nav-cta-mobile{margin-top:var(--sp-4);width:100%;display:flex}.form-grid{grid-template-columns:minmax(0,1fr)}.section{padding-block:var(--sp-12)}}@media (width<=640px){:root{--fs-base:1rem}.container{padding-inline:var(--sp-4)}.grid-2,.grid-3,.grid-4{grid-template-columns:minmax(0,1fr)}.footer-top{gap:var(--sp-6);grid-template-columns:repeat(2,minmax(0,1fr))}.card,.form-card{padding:var(--sp-5)}.hero-trust{gap:var(--sp-3);flex-direction:column}table.data tbody th{width:45%}.footer-bottom{flex-direction:column}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}@media print{.site-header,.site-footer,.cta-band,.btn-row,.nav-toggle{display:none!important}body{color:#000;font-size:10.5pt}.hero,.page-hero,.section-brand{color:#000!important;background:0 0!important}.hero h1,.page-hero h1,.section-brand h2{color:#000!important}a{color:#000;text-decoration:none}.card,.table-wrap,.faq-item{box-shadow:none;break-inside:avoid}}